Real Estate Finance with an Edge



We provide innovative, low-cost financial solutions for new construction, moderate to substantial capital improvements, acquisition and refinance of both affordable and market-rate housing.


Senior Living

Our experienced underwriters structure personalized financial solutions for the refinance, acquisition, rehabilitation and construction of assisted living, memory care, skilled nursing, and independent living facilities.



Our expertise in hospital finance delivers attractive rates for construction, expansion, modernization, equipment, acquisition and refinance of your project.

News + Updates

Former HUD Regional Multifamily Production Director Joins X-Caliber Capital as Senior Advisor

Marcia Ringo, previously the Production Director for the HUD Multifamily Southeast Region, has joined X-Caliber Capital as a Senior Advisor.  Ms. Ringo brings extensive HUD experience – initially hired as an appraiser in the Single Family group, Ms. Ringo rose through the ranks of the Multifamily Division, retiring from the Agency after 39 years of continuous service. “Marcia’s HUD expertise is [...]

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