High Leverage, Long Terms, and Tailored Solutions

We are pleased to offer a full scope of USDA OneRD lending products through X-Caliber Rural Capital, an X-Caliber affiliate, for rural businesses, community facilities, infrastructure and more. The X-Caliber Rural Capital team is highly experienced in USDA loan programs, offering solutions for dozens of rural America’s eligible project types.

Why Consider an X-Caliber Rural Capital USDA Guaranteed Loan?

  • Higher leverage with extended amortization – payments your operation can support
  • Longer terms with fixed rates not attainable at local or regional banks
  • Flexible underwriting supports complicated transactions, including start-ups and expansions with projected income
  • Can be combined with other financing products for a comprehensive capital stack
  • One loan application for construction to permanent financing with simple conversion at completion
  • USDA expertise direct from the agency with structure guidance and an efficient application process

Unique Expertise. Expansive Project Types.

X-Caliber Rural Capital is the nation’s largest non-bank USDA lender. From hotels to food ingredient manufacturers; from wellness centers, to cold storage facilities, X-Caliber Rural Capital’s experts are ready to tackle complex transactions for a variety of projects that support Rural America’s capital needs.

Our Products in Action


Refinance/Equipment Purchase


New Construction
Mountain West


Food Ingredient Manufacturer
Working Capital

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