Diverse Products That Strengthen Rural America
X-Caliber Rural Capital (XRC) is one of the nation’s top USDA-licensed lenders and the largest non-bank USDA-licensed lender. The XRC team has some of the most experienced professionals in the industry who provide an array of financing products for rural businesses, community facilities, infrastructure improvements, and economic development projects under five USDA guaranteed loan programs.
USDA eligible rural areas are those with less than 50,000 in population and not contiguous with another populated area, based on the most recent census. Click here to see if you live in an eligible area.
USDA loans have long terms, low interest rates, and are fully amortizing, with no balloon payments. Depending on the program, loan sizes will range between $250,000 and $100MM and will be available for new construction, acquisition, and refinance transactions.