Join Our Team

Our award-winning culture is dedicated to ensuring the most positive work atmosphere possible to nurture a supportive, productive, and committed team.

Why Select X-Caliber and Affiliates?

We offer:

  • Competitive salary
  • Remote and hybrid working
  • Excellent benefits
  • 401K with matching contributions
  • Unlimited PTO

We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.

  • Our Story
    The history of X-Caliber’s lending platform began more than three decades ago, and today the company is a rapidly expanding real estate impact lending and investing firm.
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  • Outstanding Culture
    We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.
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  • Strong Mission and Values
    We offer an environment where you can grow and flourish with endless possibilities.
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  • Charitable Giving
    Service to others is important, and we strive to give back in meaningful ways.
    Learn More »

See Our Open Positions Below

Construction Loan Administrator

Objective: The Construction Loan Administrator will perform a variety of loan servicing functions for an existing and growing USDA and Conventional commercial construction loan portfolio. This position reports to the President of X-Caliber Rural Capital.

Responsibilities will include, but not be limited to:

  • Review and track construction diligence and make recommendations on the appropriate risk mitigations needed
  • Work with origination team pre-closing to set up construction monitoring budget and process any pay applications to be disbursed on settlement statement
  • Conduct pre-construction conferences with borrower, GC, contractors, and loan team to discuss disbursement process
  • Assist in review of pre-closing loan documents to ensure standardization of construction procedures where applicable
  • Respond to daily requests from clients and/or agency as needed
  • Process and review regular construction draws including change orders, soft costs, lien waivers, invoices, etc.
  • Coordinate with title company for date down endorsements as applicable
  • Consult with third party construction monitoring agency as needed
  • Coordinate draw disbursements, including monthly interest-only fundings
  • Ensure all draw documentation required in the Loan Agreement is provided, organized, and saved to the client file
  • Work with clients to remedy deficiencies discovered during analysis of documentation submitted
  • Maintain accurate and up-to-date construction budget monitoring and draw tracking records
  • Submit routine construction progress monitoring both to agency and internally as required
  • Keep detailed account of any updates/delays to construction progress and alert management as needed
  • Engage third party construction monitoring agency for their services and confirm fees associated prior to closing.
  • Review pre-closing construction diligence reports complete by third party construction monitoring agency
  • Compile and submit Monthly Construction Updates for the USDA and Participants
  • Initiate the loan conversion process at the end of construction, and work closely with Servicing and Closing to facilitate the loan conversion.
  • Maintain construction related due diligence as required
  • Other duties as assigned
  • Travel as needed

Job Qualifications:

  • Bachelor’s Degree with at least five (5) or more years of experience in banking or commercial finance required
  • Experience in construction oversight/risk assessment/project management required
  • USDA loan servicing experience preferred but not required
  • Knowledge of EPC contract language and ability to review contract for specific lender needs preferred but not required
  • McCracken Strategy software experience a plus
  • Must be proficient in basic software applications included in Microsoft Office Suite
  • Strong organizational, oral, and written communication skills
  • Strong customer communication/service skills
  • Detail oriented with the ability to think proactively and work independently
  • Position is hybrid to the MD or NY office if you are local. Can be remote otherwise

Salary range: $65,000-$95,000 base annual salary

  • Discretionary annual bonus
  • Medical, dental, 401K and other benefits
  • Unlimited PTO

X-Caliber is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. You may view our Equal Employment Opportunity notice here. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law.

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Here’s What Employees Are Saying

X-Caliber has nurtured and sustained an award-winning working environment by focusing on building a team and culture that is committed to yielding results while practicing key values. The company is certified as a Great Place to Work™ and has also named to the national Fortune Best Small Workplace list and to the New York Fortune Best Workplace list.

98% of employees at X-Caliber say it is a great place to work compared to 57% of employees at a typical U.S.-based company.

Typical Company

Management is approachable, easy to talk with.


Management delivers on its promises.


Management’s actions match its words.


Our facilities contribute to a good working environment.


People here are willing to give extra to get the job done.

See What Our Employees Say

“It’s amazing to work for a company that not only encourages learning and growth, but truly cares about its employees and their goals.”

Lawrence Zucker

“I enjoy working with my colleagues to be able to make an impact on our environment through our lending platforms. Through our C-PACE financing platform, we’re able to support energy efficiency; through USDA lending, we can promote investment in rural businesses, and as a HUD lender, we can help support affordable, market rate and seniors housing and healthcare. It is great to be part of an expert and growing team that is making a difference every day.”

Scott Crimmins

“At X-Caliber, I am learning from great leaders and the culture they have created is what sets it apart from the rest. I am proud to be part of a team that strives to reach their best potential.”

“X-Caliber is the only lender that offers Bridge, HUD, USDA, and C-PACE financing under one roof, and the team has some top experts in the country. The company’s expansive platform allows me to deliver optimal solutions across the capital stack for our borrowers. I am surrounded by a cohesive, collaborative environment, and I am proud to e part of a company with such strong integrity and core values.”


“X-Caliber has strong industry experience and supports a culture of learning. As a younger member of the organization, I value knowing I will have an immediate opportunity to perform well and the benefit of working side by side with veterans who will mentor me along the way.”

Rip Judge

“X-Caliber is a company with demonstrated growth that values its employees with a culture that promotes a healthy work and life balance. A fast-growing company brings an energy that makes for an exciting place to work. This preserves a healthy and positive atmosphere where every member of the team can excel.”

Kelley Martin
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