Careers

Join Our Team

Our award-winning culture is dedicated to ensuring the most positive work atmosphere possible to nurture a supportive, productive, and committed team.

Why Select X-Caliber and Affiliates?

We offer:

  • Competitive salary
  • Remote and hybrid working
  • Excellent benefits
  • 401K with matching contributions
  • Unlimited PTO

We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.

A Day in the Life of an X-Caliber Intern

Over the past two months, I joined 18 other interns from colleges and universities across the country, from New York to Indiana, in the X-Caliber internship program. Together, we gained specialized, hands-on experience and created plenty of memorable moments along the way.
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  • Our Story
    The history of X-Caliber’s lending platform began more than three decades ago, and today the company is a rapidly expanding real estate impact lending and investing firm.
    Learn More »
  • Outstanding Culture
    We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.
    Learn More »
  • Strong Mission and Values
    We offer an environment where you can grow and flourish with endless possibilities.
    Learn More »
  • Charitable Giving
    Service to others is important, and we strive to give back in meaningful ways.
    Learn More »

Employment Opportunities

Company Overview:

X-Caliber is a nationally recognized commercial real estate platform providing direct mortgage lending, loan servicing, advisory services, and investment opportunities, supported by decades of proven success and deep industry expertise across our growing family of affiliated entities. We are committed to delivering impactful, market-leading solutions that create long-term value for our clients, investors, and the communities we serve.

Position Summary:

The Loan Accounting Assistant supports the administration, reconciliation, and ongoing data integrity of X-Caliber’s loan portfolio. This role partners closely with the Assistant Vice President, Loan Accounting to ensure accurate financial reporting, clean system data, and reliable loan-level records across servicing, accounting, and banking platforms.

The ideal candidate is highly organized, detail-oriented, analytically minded, and comfortable working across multiple systems and teams. This position plays a key role in reconciliation processes, escrow administration, and data quality initiatives while collaborating with Finance, Loan Servicing, Portfolio Management, and Operations.

This position is based in our Timonium, Maryland office with a hybrid or in-office schedule, as applicable, and reports to the Assistant Vice President, Loan Accounting.

Key Responsibilities:

Loan & Cash Reconciliation:

  • Perform daily and monthly reconciliations between loan servicing systems, bank accounts, and general ledger balances
  • Investigate, document, and resolve system-to-bank variances using transaction-level data
  • Support month-end, quarter-end, and year-end close processes related to loans and escrow accounts

Escrow & Asset Administration:

  • Support escrow disbursements including taxes, insurance, and reserves with strong attention to timing, accuracy, and auditability
  • Maintain structured electronic tax and insurance documentation aligned with servicing system records
  • Monitor escrow balances and assist in identifying exceptions or data inconsistencies

Systems, Data & Reporting:

  • Maintain accurate electronic loan files and data across internal systems and document repositories
  • Utilize Microsoft Excel to analyze loan data, validate calculations, and support reconciliations (including lookups, pivots, and filters)
  • Assist with internal management reporting, investor data requests, and ad hoc analysis
  • Support data quality initiatives by identifying trends, recurring issues, and system gaps

Cross-Functional & Audit Support:

  • Partner with Finance, Loan Servicing, Portfolio Management, and Operations teams to resolve discrepancies
  • Support internal and external audit requests by preparing documentation and reconciliation support
  • Assist Finance and Servicing teams with system inquiries, data validation, and reporting needs

Qualifications:

Education:

  • Associate’s or Bachelor’s degree preferred
  • Accounting, Finance, Information Systems, or a related field a plus

Experience:

  • Experience working in financial systems, loan accounting, or loan servicing environments preferred

Technical Skills:

  • Intermediate proficiency in Microsoft Excel
  • Proficiency in Microsoft Word and Outlook
  • Experience with loan servicing platforms (e.g., Strategy/CS or comparable systems) and accounting systems a plus

Core Competencies:

  • High attention to detail with a systems-oriented mindset
  • Strong organizational and analytical skills
  • Effective written and verbal communication skills
  • Ability to manage multiple priorities in a deadline-driven environment

Work Environment:

  • Hybrid or in-office work arrangement based on company policy

Compensation & Benefits:

  • Salary range: $55,000 – $60,000.
  • Discretionary annual bonus.
  • Comprehensive benefits package including medical, dental, vision, 401(k), unlimited PTO, and additional company benefits.

How to Apply:

Please submit your resume and a brief statement of interest to careers@xcalibercap.com.

X-Caliber is an Equal Opportunity Employer. This job description is not intended to be an exhaustive list of duties and responsibilities and may be modified at any time.

We are an Equal Opportunity Employer and are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, creed, religion, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, familial status, military or veteran status, domestic violence victim status, arrest or conviction record, or any other characteristic protected by applicable federal, state, or local law, including the New York State Human Rights Law. We are committed to providing reasonable accommodations to qualified individuals with disabilities and individuals with sincerely held religious beliefs or practices. This job description is not intended to be an exhaustive list of duties and responsibilities and may be modified at any time.

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Here’s What Employees Are Saying

X-Caliber has nurtured and sustained an award-winning working environment by focusing on building a team and culture that is committed to yielding results while practicing key values. The company is certified as a Great Place To Work® and has also named to the national Fortune Best Small Workplace list and to the New York Fortune Best Workplace list.

97% of employees at X-Caliber Capital say it is a great place to work compared to 57% of employees at a typical U.S.-based company.

X-Caliber
0%
Typical Company
0%
100%

When you join the company, you are made to feel welcome.

99%

Management is competent at running the business.

99%

Management trusts people to do a good job without watching over their shoulders.

99%

People here are given a lot of responsibility.

99%

Management is honest and ethical in its business practices.

See What Our Employees Say

“It’s amazing to work for a company that not only encourages learning and growth, but truly cares about its employees and their goals.”

Lawrence Zucker

“I enjoy working with my colleagues to be able to make an impact on our environment through our lending platforms. Through our C-PACE financing platform, we’re able to support energy efficiency; through USDA lending, we can promote investment in rural businesses, and as a HUD lender, we can help support affordable, market rate and seniors housing and healthcare. It is great to be part of an expert and growing team that is making a difference every day.”

Scott Crimmins

“At X-Caliber, I am learning from great leaders and the culture they have created is what sets it apart from the rest. I am proud to be part of a team that strives to reach their best potential.”

“X-Caliber is the only lender that offers Bridge, HUD, USDA, and C-PACE financing under one roof, and the team has some top experts in the country. The company’s expansive platform allows me to deliver optimal solutions across the capital stack for our borrowers. I am surrounded by a cohesive, collaborative environment, and I am proud to e part of a company with such strong integrity and core values.”

Alisa-Yoch

“X-Caliber has strong industry experience and supports a culture of learning. As a younger member of the organization, I value knowing I will have an immediate opportunity to perform well and the benefit of working side by side with veterans who will mentor me along the way.”

Rip Judge

“X-Caliber is a company with demonstrated growth that values its employees with a culture that promotes a healthy work and life balance. A fast-growing company brings an energy that makes for an exciting place to work. This preserves a healthy and positive atmosphere where every member of the team can excel.”

Kelley Martin
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