3 W. Main St, Suite 103
Irvington, NY 10533
BRIDGE & MEZZANINE LOANS
Flexible, Short-Term Lending Solutions
As a national bridge and mezzanine lender, we focus on providing short-term financing to a permanent FHA loan for acquisitions, cash-out refinances, value-add transactions, and other executions for the multifamily, seniors, and healthcare industries. We provide competitive terms and a quick loan process to help you purchase, renovate, reposition, or stabilize your asset until a permanent FHA execution can be completed.
FHA LOANS
Expansive Array of FHA Programs
With a deep history in FHA lending, we are able to provide products to our clients with some of the best features in lending, including a nonrecourse financing solution with long terms and greater proceeds.
X-Caliber LLC is an FHA-approved Multifamily Accelerated Processing (MAP) lender and GNMA- approved MBS issuer and we offer our program for market-rate multifamily housing, affordable housing, mixed-use, seniors housing, assisted living, memory care, and skilled nursing.
We have some of the most tenured and respected experts in the FHA industry and understand the nuances of the process and pride ourselves in navigating the journey as partners with our clients to ensure a seamless execution.
Why Choose X-Caliber and an FHA Execution for Your Multifamily, Seniors Housing, or Healthcare Property?
- FHA loans offer some of the longest terms in the industry – up to 40 years.
- FHA loans are fully amortizing and non-recourse.
- FHA multifamily loans are available for construction or refinance of affordable housing, and Low-Income Housing Tax Credit (LIHTC) and subsidized properties receive favorable underwriting terms, including higher leverage and a reduced Mortgage Insurance Premium (MIP).
- X-Caliber’s bridge platform supports faster executions and value-add deals that can then be refinanced with our FHA platform.
- X-Caliber is built on decades of experience with HUD programs and we have some of the most tenured experts in the industry who deeply understand the FHA lending process and provide certainty of execution for your transactions.