Join Our Team

Our award-winning culture is dedicated to ensuring the most positive work atmosphere possible to nurture a supportive, productive, and committed team.

Why Select X-Caliber and Affiliates?

We offer:

  • Competitive salary
  • Remote and hybrid working
  • Excellent benefits
  • 401K with matching contributions
  • Unlimited PTO

We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.

  • Our Story
    The history of X-Caliber’s lending platform began more than three decades ago, and today the company is a rapidly expanding real estate impact lending and investing firm.
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  • Outstanding Culture
    We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.
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  • Strong Mission and Values
    We offer an environment where you can grow and flourish with endless possibilities.
    Learn More »
  • Charitable Giving
    Service to others is important, and we strive to give back in meaningful ways.
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See Our Open Positions Below

Objective: As a Senior Database Engineer, you will be highly motivated with strong organizational, analytical, and problem-solving skills.   You will have experience with both SQL and noSQL databases and database structures

Responsibilities will include, but not be limited to:

  • Take ownership and responsibility for the day-to-day management and administration of the DBMS
  • Design, develop, deploy and optimize DB schemas
  • Design, develop and Implement SQL scripts and stored procedures
  • Design, develop and implement database objects to meet application functionality and performance requirements.
  • Design, develop and implement data reporting, data extract, data load and data validation processes and procedures
  • Work closely with application developers and business teams at all levels to assist with data-related technical issues and help ensure the successful design and delivery of data driven solutions.
  • Implement processes and procedures for the development and release of products/projects that facilitate high quality and rapid deployment
  • Provide solutions to promote data integrity in enterprise systems, such as data auditing, archive, backup and restore solutions
  • Participate in code reviews to validate effectiveness and quality of code with internal team members as well as external vendor supported products and databases
  • Liaise with developers to improve applications and establish best practices
  • Publish documentation and collaborative information using internal tools

Requirements for our Candidate

  • 5-7 years relational database and NoSQL database experience
  • Solid experience (4 years +) in coding complex SQL queries and stored procedures. The ability to explain the details of performance tuning internals of the database.
  • Strong understanding of database development methodologies (Source Control, Continual improvement, Release Management, Agile and Scrum)
  • Experience with Continuous Integration Tools such as JIRA, Confluence, Git
  • Experience with ad hoc report writer and/or data visualization tools such as Crystal, PowerBI, Tableau etc.
  • Knowledge of Financial domains such as: Banking, Accounting, Investment Management, or Commercial Loans is preferred
  • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.
  • Expertise in Database Architecture, preferably in an SQL Server environment that handles financial transactions, accounting and payments data
  • Experience analyzing existing databases, data issues and the client’s need to develop effective data driven solutions.
  • Experience in performance tuning including both query and server optimization utilizing SQL tools and/or 3 rd party solutions.
  • Strong knowledge and experience in data modeling, database design, optimization for performance, SQL, stored procedures
  • Expertise in understanding complex business needs, analyzing, designing, and developing solutions.
  • Database experience in a Microsoft Azure environment
  • Experience in troubleshooting and resolving data related issues
  • Excellent oral and written communication skills
  • Expertise in performance tuning especially tuning complex queries, procedure, and indexing strategies
  • Monitor and perform tuning on complex ETL jobs using metadata, variables and parameters.
  • Performance tuning experience using 3rd party tools
  • Audit/compliance experience in a highly regulated environment.
  • Experience using Jira & Confluence as part of development life cycle
  • Familiar with Continual Improvement processes
  • Familiarity with AI and ML is desirable

Salary range: $120K – 180K

Medical, Dental, Vision

401K

Unlimited PTO

Remote

  • Position: Construction Loan Administrator
  • Company: X-Caliber Rural Capital (XRC)
  • Department: Operations
  • Status: (Exempt / Non-Exempt) Exempt
  • Location: MD or NY, Remote
  • Reports to: Construction Loan and Servicing Senior Administrator

ORGANIZATIONAL OVERVIEW

X-Caliber Rural Capital is a leading investment firm based in Irvington, New York dedicated to driving economic growth and development in rural communities across the United States. With a focus on agricultural, infrastructure, and community-centered projects, X-Caliber is committed to making a lasting impact by providing strategic financial solutions and resources to underserved markets. By fostering long-term partnerships and investing in local industries, X-Caliber works to create sustainable job opportunities, improve regional economies, and enhance the quality of life in rural America.

As a company, X-Caliber values innovation, integrity, and community engagement. The team is driven by a shared vision to revitalize rural economies, promote sustainable practices, and empower local businesses to thrive. We are passionate about helping rural America reach its full potential by providing the financial backing and expertise necessary to help communities grow and succeed.

SUMMARY

X-Caliber Rural Capital is seeking a highly organized and detail-oriented Construction Loan Administrator to support the management of an expanding USDA and conventional commercial construction loan portfolio. The primary responsibility of this role will be to assist in loan servicing functions, ensuring that all construction-related processes, documents, and disbursements are executed accurately and in a timely manner.

Key duties include reviewing pre-closing loan documents, setting up construction monitoring workbooks, processing pay applications, and coordinating with borrowers, contractors, and third-party agencies. The Construction Loan Administrator will also manage regular construction draws, track project milestones, and ensure all required documentation is provided and properly organized. This role will involve ongoing communication with clients, internal teams, and external agencies to resolve any issues and maintain accurate construction budget monitoring.

The Construction Loan Administrator will play a crucial role in supporting the seamless transition from construction to loan conversion, ensuring compliance and timely progress updates.

PRIMARY RESPONSUBILITIES

  • Assist in review of pre-closing loan documents to ensure the inclusion and consistency of funding parameters related to construction
  • Work with the origination and closing teams during pre-closing to set up the construction monitoring workbook and to process any pay applications that will be disbursed on the settlement statement
  • Conduct pre-construction conferences with borrower, GC, contractors, and loan team to discuss disbursement process
  • Review pre-closing construction diligence reports completed by third party construction monitoring agency
  • Set up and maintain reminders within the loan accounting system to track and manage project related milestones and documentation due dates
  • Process and review regular construction draws including contractor pay applications, change orders, lien waivers, soft cost invoices, etc.
  • Coordinate with title company for date down endorsements as applicable
  • Consult with third party construction monitoring agency as needed
  • Coordinate draw disbursements, including monthly interest-only fundings
  • Ensure all draw documentation required in the Loan Agreement is provided, organized, and saved to the client file
  • Work with clients to remedy document exceptions discovered during analysis of documentation submitted
  • Maintain accurate and up-to-date construction budget monitoring and draw tracking records, identifying and elevating to management any unresolved document exceptions, budget shortfalls, and construction delays
  • Submit routine construction progress monitoring both to agency and internally as required
  • Compile and submit Monthly Construction Updates for the USDA and Participants
  • Initiate the loan conversion process at the end of construction, and work closely with Servicing and Closing to facilitate the loan conversion.
  • Respond to daily requests from clients and/or agency as needed
  • Other duties as assigned
  • Travel as needed

JOB QUALIFICATIONS

  • Bachelor’s Degree and a minimum of 2-5 years of experience in banking or commercial finance required
  • Experience in construction oversight/risk assessment/project management required
  • USDA loan servicing experience preferred but not required
  • Knowledge of EPC contract language and ability to review contract for specific lender needs preferred but not required
  • McCracken Strategy software experience a plus
  • Must be proficient in basic software applications included in Microsoft Office Suite
  • Strong organizational, oral, and written communication skills
  • Strong customer communication/service skills
  • Detail oriented with the ability to think proactively and work independently
  • Position is hybrid to the MD or NY office if you are local. Can be remote otherwise

Range of Salary: $65,000 – $80,000 + discretionary annual bonus

Expected Start: Immediately

X-Caliber is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. You may view our Equal Employment Opportunity notice here. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law.

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Here’s What Employees Are Saying

X-Caliber has nurtured and sustained an award-winning working environment by focusing on building a team and culture that is committed to yielding results while practicing key values. The company is certified as a Great Place to Work™ and has also named to the national Fortune Best Small Workplace list and to the New York Fortune Best Workplace list.

98% of employees at X-Caliber say it is a great place to work compared to 57% of employees at a typical U.S.-based company.

X-Caliber
0%
Typical Company
0%
98%

Management is approachable, easy to talk with.

98%

Management delivers on its promises.

98%

Management’s actions match its words.

98%

Our facilities contribute to a good working environment.

98%

People here are willing to give extra to get the job done.

See What Our Employees Say

“It’s amazing to work for a company that not only encourages learning and growth, but truly cares about its employees and their goals.”

Lawrence Zucker

“I enjoy working with my colleagues to be able to make an impact on our environment through our lending platforms. Through our C-PACE financing platform, we’re able to support energy efficiency; through USDA lending, we can promote investment in rural businesses, and as a HUD lender, we can help support affordable, market rate and seniors housing and healthcare. It is great to be part of an expert and growing team that is making a difference every day.”

Scott Crimmins

“At X-Caliber, I am learning from great leaders and the culture they have created is what sets it apart from the rest. I am proud to be part of a team that strives to reach their best potential.”

“X-Caliber is the only lender that offers Bridge, HUD, USDA, and C-PACE financing under one roof, and the team has some top experts in the country. The company’s expansive platform allows me to deliver optimal solutions across the capital stack for our borrowers. I am surrounded by a cohesive, collaborative environment, and I am proud to e part of a company with such strong integrity and core values.”

Alisa-Yoch

“X-Caliber has strong industry experience and supports a culture of learning. As a younger member of the organization, I value knowing I will have an immediate opportunity to perform well and the benefit of working side by side with veterans who will mentor me along the way.”

Rip Judge

“X-Caliber is a company with demonstrated growth that values its employees with a culture that promotes a healthy work and life balance. A fast-growing company brings an energy that makes for an exciting place to work. This preserves a healthy and positive atmosphere where every member of the team can excel.”

Kelley Martin
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