Join Our Team

Our award-winning culture is dedicated to ensuring the most positive work atmosphere possible to nurture a supportive, productive, and committed team.

Why Select X-Caliber and Affiliates?

We offer:

  • Competitive salary
  • Remote and hybrid working
  • Excellent benefits
  • 401K with matching contributions
  • Unlimited PTO

We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.

  • Our Story
    The history of X-Caliber’s lending platform began more than three decades ago, and today the company is a rapidly expanding real estate impact lending and investing firm.
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  • Outstanding Culture
    We pride ourselves in providing a fun-spirited, diverse, community-driven atmosphere with a work-life balance culture.
    Learn More »
  • Strong Mission and Values
    We offer an environment where you can grow and flourish with endless possibilities.
    Learn More »
  • Charitable Giving
    Service to others is important, and we strive to give back in meaningful ways.
    Learn More »

See Our Open Positions Below

Objective: We are seeking a dynamic and driven Loan Originator & Syndication Specialist to join the Rural Infrastructure Lending within X-Caliber Rural Capital. This role involves sourcing, developing, and managing client relationships to originate loans through various programs. This position will also have the added duties of leading or supporting the placement of whole loans and participation with third party buyers and investors.

The ideal candidate will have a strong background in commercial lending, exceptional interpersonal skills, and a commitment to promoting economic growth in rural communities.

Responsibilities will include, but not limited to:

  • Loan Generation, EB5-backed loans funded through XRL ALC, LLC
    • Business development and outreach
    • Prescreening
    • Loan structuring
    • Facilitation of complete documentation package from applicants suitable for underwriting
    • Creation of an underwriting hand off memo
    • Ongoing communication with applicants
    • Closing support
    • Post closing support, as needed
  • Loan Syndication
    • Preparation of written analysis of 3 to 5 pages presenting an opportunity to whole loan buyers and participants
    • Identification, sourcing, and cultivation of whole loan buyers and participants
    • Primary communication, follow up, and due diligence delivery of all requests required by whole loan buyer or participant to complete due diligence
    • Oversight and facilitation of agreement between buyer and seller
    • Ongoing communication and support of participated loans and whole loan buyers or participants
  • Loan Syndication responsibilities are for all loans originated by XRL ALC, LLC, regardless of the Loan Originator
  • Additional Products:
    • Loan Originator will have the opportunity to sell multiple products on the X-Caliber Platform, including XRA ALC, LLC loans, USDA loans, HUD, CPACE, bridge, energy, etc.

Job Qualifications:

  • Bachelor’s Degree preferred
  • A minimum of 3 years’ experience as a loan closer or transactional legal assistant or paralegal or other relevant experience is preferred
  • Must be proficient in basic software applications included in Microsoft Office Suite
  • Strong customer communication/service skills
  • Excellent oral and written communication skills. Strong analytical, organizational, and time management Proven ability to manage tasks in a timely and efficient manner.
  • Ability to proactively manage and prioritize workflow
  • Must be adept to build out Power Point presentations for us with loan syndication functions
  • Intermediate or above excel command
  • Remote work environment

Salary and total compensation to be determined 401K 3% annual match

Medical, dental, vision and other benefits

X-Caliber is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. You may view our Equal Employment Opportunity notice here. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law.

Objective: As a Senior Database Engineer, you will be highly motivated with strong organizational, analytical, and problem-solving skills.   You will have experience with both SQL and noSQL databases and database structures

Responsibilities will include, but not be limited to:

  • Take ownership and responsibility for the day-to-day management and administration of the DBMS
  • Design, develop, deploy and optimize DB schemas
  • Design, develop and Implement SQL scripts and stored procedures
  • Design, develop and implement database objects to meet application functionality and performance requirements.
  • Design, develop and implement data reporting, data extract, data load and data validation processes and procedures
  • Work closely with application developers and business teams at all levels to assist with data-related technical issues and help ensure the successful design and delivery of data driven solutions.
  • Implement processes and procedures for the development and release of products/projects that facilitate high quality and rapid deployment
  • Provide solutions to promote data integrity in enterprise systems, such as data auditing, archive, backup and restore solutions
  • Participate in code reviews to validate effectiveness and quality of code with internal team members as well as external vendor supported products and databases
  • Liaise with developers to improve applications and establish best practices
  • Publish documentation and collaborative information using internal tools

Requirements for our Candidate

  • 5-7 years relational database and NoSQL database experience
  • Solid experience (4 years +) in coding complex SQL queries and stored procedures. The ability to explain the details of performance tuning internals of the database.
  • Strong understanding of database development methodologies (Source Control, Continual improvement, Release Management, Agile and Scrum)
  • Experience with Continuous Integration Tools such as JIRA, Confluence, Git
  • Experience with ad hoc report writer and/or data visualization tools such as Crystal, PowerBI, Tableau etc.
  • Knowledge of Financial domains such as: Banking, Accounting, Investment Management, or Commercial Loans is preferred
  • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.
  • Expertise in Database Architecture, preferably in an SQL Server environment that handles financial transactions, accounting and payments data
  • Experience analyzing existing databases, data issues and the client’s need to develop effective data driven solutions.
  • Experience in performance tuning including both query and server optimization utilizing SQL tools and/or 3 rd party solutions.
  • Strong knowledge and experience in data modeling, database design, optimization for performance, SQL, stored procedures
  • Expertise in understanding complex business needs, analyzing, designing, and developing solutions.
  • Database experience in a Microsoft Azure environment
  • Experience in troubleshooting and resolving data related issues
  • Excellent oral and written communication skills
  • Expertise in performance tuning especially tuning complex queries, procedure, and indexing strategies
  • Monitor and perform tuning on complex ETL jobs using metadata, variables and parameters.
  • Performance tuning experience using 3rd party tools
  • Audit/compliance experience in a highly regulated environment.
  • Experience using Jira & Confluence as part of development life cycle
  • Familiar with Continual Improvement processes
  • Familiarity with AI and ML is desirable

Salary range: $120K – 180K

Medical, Dental, Vision

401K

Unlimited PTO

Remote

Objective: As a Full Stack Web Developer, you will have strong organizational, analytical, and problem-solving skills.   This individual will have experience with both front end, middle tier and database frameworks in a dynamic and fast paced financial transaction industry.

Responsibilities will include, but not be limited to:

  • Design, develop and optimize web pages for internal customers and external clients
  • Design, develop and Implement platform frameworks that utilize standard web page frameworks such as Angular or React
  • Design, develop and implement web page designs that meet application functionality and performance requirements
  • Design, develop and implement API integration with multiple systems that are part of the X-Caliber ecosystem such as: HubSpot, Sage Intacct, Egnyte, AbleAI, Catylex and Strategy
  • Design, develop and implement complex business transaction capabilities that are accessible through either Front End or Scheduled JavaScript processes
  • Work closely with application developers and business teams at all levels to assist with technical issues and help ensure the successful design and delivery of data driven web-based solutions.
  • Implement processes and procedures for the development and release of products/projects that facilitate high quality and rapid deployment
  • Provide solutions to promote data integrity in enterprise systems, such as logging, auditing, archive, backup and restore solutions
  • Participate in code reviews to validate effectiveness and quality of code with internal team members as well as external vendor supported products and databases
  • Liaise with developers and external vendors to improve applications and establish best practices
  • Publish documentation and collaborative information using internal tools
  • Monitor and perform tuning on complex web based transactional applications using metadata, variables and parameters.

Requirements for our Candidate

  • 5-7 years web-based design and development experience
  • Solid experience (4 years +) in developing complex financial solutions
  • Expertise in programming languages such as JavaScript and JAVA, preferably in a financial transaction environment
  • Experience with API Development, as well as integrating multiple systems utilizing APIs in a secure Web Based environment. Experience with integration platforms such as Zapier is preferred
  • Experience in performance tuning including both code logic and server optimization utilizing troubleshooting tools and/or 3rd party solutions.
  • Strong knowledge and experience in platforms such as: jQuery, Angular, and React
  • Expertise in understanding complex business needs, analyzing, designing, and developing solutions.
  • Web based design and development experience in a Microsoft Azure environment
  • Experience in troubleshooting and resolving code logic and/or data related issues
  • Excellent oral and written communication skills
  • Expertise in performance tuning, especially tuning complex queries, business logic, and indexing strategies
  • Performance tuning experience using 3rd party tools
  • Audit/compliance experience in a highly regulated environment.
  • Familiar with Continuous Improvement processes
  • Experience with multiple data transfer protocols such as JSON or HTML
  • Strong understanding of web-based development methodologies and processes (Source Control, Continual improvement, Release Management, Agile and Scrum)
  • Experience with Continuous Integration Tools such as JIRA, Confluence, and Git
  • Financial systems, Accounting, Banking or Commercial Loan domain knowledge preferred
  • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.
  • Exposure to AI is desirable

Salary range: $75K – $140K

Medical, Dental, Vision

401K

Unlimited PTO

Remote

X-Caliber is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. You may view our Equal Employment Opportunity notice here. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local law.

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Here’s What Employees Are Saying

X-Caliber has nurtured and sustained an award-winning working environment by focusing on building a team and culture that is committed to yielding results while practicing key values. The company is certified as a Great Place to Work™ and has also named to the national Fortune Best Small Workplace list and to the New York Fortune Best Workplace list.

98% of employees at X-Caliber say it is a great place to work compared to 57% of employees at a typical U.S.-based company.

X-Caliber
0%
Typical Company
0%
98%

Management is approachable, easy to talk with.

98%

Management delivers on its promises.

98%

Management’s actions match its words.

98%

Our facilities contribute to a good working environment.

98%

People here are willing to give extra to get the job done.

See What Our Employees Say

“It’s amazing to work for a company that not only encourages learning and growth, but truly cares about its employees and their goals.”

Lawrence Zucker

“I enjoy working with my colleagues to be able to make an impact on our environment through our lending platforms. Through our C-PACE financing platform, we’re able to support energy efficiency; through USDA lending, we can promote investment in rural businesses, and as a HUD lender, we can help support affordable, market rate and seniors housing and healthcare. It is great to be part of an expert and growing team that is making a difference every day.”

Scott Crimmins

“At X-Caliber, I am learning from great leaders and the culture they have created is what sets it apart from the rest. I am proud to be part of a team that strives to reach their best potential.”

“X-Caliber is the only lender that offers Bridge, HUD, USDA, and C-PACE financing under one roof, and the team has some top experts in the country. The company’s expansive platform allows me to deliver optimal solutions across the capital stack for our borrowers. I am surrounded by a cohesive, collaborative environment, and I am proud to e part of a company with such strong integrity and core values.”

Alisa-Yoch

“X-Caliber has strong industry experience and supports a culture of learning. As a younger member of the organization, I value knowing I will have an immediate opportunity to perform well and the benefit of working side by side with veterans who will mentor me along the way.”

Rip Judge

“X-Caliber is a company with demonstrated growth that values its employees with a culture that promotes a healthy work and life balance. A fast-growing company brings an energy that makes for an exciting place to work. This preserves a healthy and positive atmosphere where every member of the team can excel.”

Kelley Martin
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