3 W. Main St, Suite 103
Irvington, NY 10533
Mrs. Gutchall is an Executive Vice President and Chief Underwriter for X-Caliber Capital. In this capacity, she is responsible for managing the firm’s FHA MAP underwriting process and staff. Mrs. Gutchall reviews concept packages and underwriter’s narratives on all multifamily and affordable housing applications submitted to HUD. She has over 20 years of HUD underwriting experience across all of the FHA MAP programs, including new construction, substantial rehabilitation, acquisition, refinance and LIHTC transactions.
Prior to her current role, Mrs. Gutchall held Senior Underwriter positions at Berkeley Point Capital and Oppenheimer Multifamily Housing & Healthcare Finance.
Mrs. Gutchall received her Bachelor’s Degree in Business from the University of Indiana.