3 W. Main St, Suite 103
Irvington, NY 10533
X-Caliber Rural Capital (XRC):
A Leading USDA Lender Supporting Rural Growth
As one of the top USDA lenders in the nation, X-Caliber Rural Capital (XRC) is committed to providing financial solutions that empower rural businesses and communities. Licensed by the United States Department of Agriculture (USDA), XRC offers a suite of specialized loan programs designed to meet the unique needs of rural areas. These programs provide competitive financing terms, making it easier for businesses and community projects to access the capital they need for growth and development.
Understanding Rural Eligibility
The USDA defines rural areas as towns, villages, cities, or other population centers with a population of 50,000 or less, and not adjacent to a larger, more populated area, according to the most recent census data. This definition ensures that USDA-backed loans are directed toward truly rural regions, where they can have the most significant impact.
USDA Loan Programs Offered by XRC
XRC is licensed to provide financing through the USDA’s OneRD Guarantee Loan Initiative, a comprehensive program that supports a wide range of rural projects. Here’s a brief overview of the loan programs available:
Highlighting the USDA Rural Eligibility Map
The USDA Rural Eligibility Map is a crucial tool for determining whether a specific area qualifies as rural under USDA guidelines. By using this map, businesses and communities can quickly identify if they are eligible for the beneficial loan programs offered by XRC.
The map is easy to use and provides a visual representation of rural areas across the nation. Simply input the address or area of interest, and the map will display whether it meets the USDA’s rural criteria. This feature helps streamline the application process by ensuring that applicants are aware of their eligibility before proceeding.
